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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are designed to compensate the victims of the accident. Some of these include costs of property damage, as well as medical bills. Other damages aren't, such as suffering and pain. In New York, you have up three years to file legal action after a crash, but being patient can damage your case. Evidence can be lost over time or destroyed. Witnesses can forget important information. Damages In the event of a car crash, victims may be awarded compensation for the economic loss they suffered including medical expenses and lost wages. In addition, they can be awarded compensation for non-economic injuries, such as pain and suffering. The amount of compensation you receive will depend on the severity of your injuries and the impact they have on your life. A skilled attorney for auto accidents can assist you in determining the value of your injuries and damages to your property, and negotiate an equitable settlement with the insurance company. Insurance companies are in the business of making money. They will do everything they can to settle your claim as cheaply as possible. You require an attorney who will fight to obtain the maximum amount you are entitled to. In addition to the costs of repairing your vehicle you can also claim reimbursement for personal belongings that were damaged during the crash. This includes your shoes, clothing and jewelry. You can also receive compensation for the costs of housekeeping, gardening or childcare, if you cannot do these things due to your injuries. In determining the amount of your claim, the deductible will also be taken into consideration. You'll have to pay your deductible before the insurance company can begin to compensate you for your losses. You may then start a lawsuit against the driver who is at fault in order to recover the remaining amount of your losses. Medical bills The medical expenses that result of a car accident could quickly add up. The average cost for an ambulance ride, hospital stay or inpatient care can be tens of thousands of dollars or more. The cost of prescription medicines physical therapy, prescription drugs, and other treatments can rise as the accident victim recovers. The at-fault driver is responsible for settling the victim's losses including medical expenses when they are found to be liable in the course of a lawsuit. The law does not require that the at-fault driver be responsible the medical expenses of their victim on regularly. If you do not reside in a no-fault state, the first step to claim medical bill compensation is to submit an application to your auto insurance company for PIP (personal injury protection) coverage. This insurance may pay for all or a portion of your medical expenses, subject to the policy limits. You should also make a claim with the at-fault driver's car insurance for any liability coverage they have in addition to the uninsured motorist insurance on your personal car policy. These policies could reimburse you for medical costs, but they often contain deductibles and other terms. A lawyer with experience can assist you in the process of obtaining medical bills paid. This will help you avoid having to spend your money for medical treatment and will allow you to focus on your recovery. Loss of wages Car accident injuries can prevent you from going to work. This could leave you without a paycheck and unable to pay your bills. You might need to borrow money from your friends or family members. A settlement could take months. During this time, you'll be required to pay your bills yourself and wait for the settlement. A claim for lost wages could help you recover the money you would have earned if not for your car accident injury. This could include hourly wages and salary, but it could also include other financial benefits like bonuses and raises. Your lawyer can calculate the actual amount of lost earnings. You can claim compensation for lost wages with a no-fault insurance company or file a lawsuit against the party who is at fault. The claim usually includes your medical expenses, proof of missed work due your injuries, and documentation of your lost earnings capacity. This is often called the demand package. You'll have to submit a letter from the employer verifying the details of your employment including the days you were absent due to your injury and the hours you typically work. You'll also have to provide your paystubs as well as tax documents. Your attorney can assist you in obtaining these documents and preparing a compelling demand to submit to the insurer or judge in your case. Suffering and pain Although some expenses incurred in an accident can be calculated to the penny, such as emergency services, medical bills surgeries, medical expenses, and lost wages—others cannot. The unquantifiable damages are referred to as”pain and suffering” and play an important aspect of the claim for compensation of a victim. The emotional and physical consequences of an accident are as a result of suffering and pain. The injuries sustained by victims may have a lasting impact on their life that can cause permanent disabilities or even death. For instance, a victim who suffers from a crippling brain injury is unlikely to perform or function normally again. These kinds of injuries are often worth a substantial settlement. In the majority of cases, how much pain and suffering a victim experiences is determined by the severity of the injury and the impact it affected their lives. An experienced attorney will research the specific details of your case and decide an appropriate amount for settlement. They will utilize previous settlement amounts for similar accidents injuries as a basis to provide you with an idea of the value your case is worth. In reality, insurance companies frequently try to discredit victims of suffering and suffering by asserting that their emotional or physical injuries aren't as serious. auto accident attorneys pittsburgh will be able to resist these tactics and negotiate with the insurer on your behalf to ensure you receive a fair settlement.